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Creating A Budget & Financing Plan For Acquiring A Business (2/3)

Writer's picture: Gary SmithGary Smith

2. Creating a Comprehensive Acquisition Budget


Once you understand the various costs involved in acquiring a business, it’s time to

create a comprehensive budget. This budget should cover both the acquisition costs

and the initial operational expenses. Here’s a breakdown of how to structure it:


Step 1: Identify All Acquisition Costs

Start by listing all the expenses associated with the acquisition itself:


- Purchase price: The agreed-upon amount for the business.

- Due diligence costs: Professional fees related to audits, legal reviews, etc.

- Legal and professional fees: For attorneys, accountants, and consultants.

- Financing fees: Any charges related to securing loans or investors.

- Transaction taxes: These may include sales tax, transfer taxes, and other applicable

taxes.


Step 2: Estimate Initial Operating Costs

Next, budget for the initial operational expenses, which may include:


- Working capital: Estimate how much you’ll need for the first 3–6 months of operations.

- Operational improvements: If you plan to invest in upgrading the business, such as

renovating facilities, upgrading equipment, or implementing new technologies, be sure

to account for these expenses.

- Staffing costs: If you plan to hire additional staff or make compensation adjustments,

include these expenses.

- Marketing and brand development: Any marketing campaigns or rebranding efforts

you’ll undertake.


Step 3: Account for Contingencies

Unexpected costs often arise during business acquisitions. Set aside a contingency

fund—typically 10-15% of your total budget—to handle any unforeseen challenges that

come up during the process.


Step 4: Review and Revise

Once you’ve compiled a budget, review it with your financial advisors, accountants, and

legal team to ensure everything is accounted for. Revise the budget as needed to reflect

a realistic picture of your financial needs.


( Part 2 of 3 )

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